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Congresswoman Debbie Dingell (MI-06) and Congressman Frank Pallone, Jr. (NJ-06), Ranking Member of the House Energy and Commerce Committee, reintroduced the Stabilize Medicaid and CHIP Coverage Act to provide 12 months of continuous coverage for individuals receiving health care through Medicaid or the Children’s Health Insurance Program (CHIP). Currently, millions of Medicaid and CHIP beneficiaries are at risk for losing health coverage each year due to short-term changes in income as well as burdensome paperwork or administrative requirements. These bureaucratic burdens result in significant churn of individuals on and off Medicaid and CHIP and serve as a barrier to effective coordination of care and preventative health care. Senator Sheldon Whitehouse (D-RI) introduced a companion bill.
 
“No one should lose access to health care because of bureaucratic delays,” said Congresswoman Dingell. “Especially at a time when Medicaid is facing the biggest cuts in history, it’s more important than ever that we prevent people from losing coverage and slipping through the cracks due to paperwork and red tape. This legislation will guarantee 12 months of continuous coverage for the most vulnerable Americans, improving access to consistent, quality healthcare that results in better health outcomes.”

“Republicans’ Big, Beautiful-for-Billionaires Bill will destabilize Rhode Island hospitals and entire health care systems with cruel and dangerous cuts to Medicaid, all so they can fund even more tax giveaways to big corporations and their billionaire donors,” said Senator Whitehouse.  “I’m glad to join Congresswoman Dingell in introducing this bill to cut red tape and strengthen Medicaid for the Rhode Islanders who rely on it for childbirth, addiction treatment, nursing home care, and so much more.”

Nearly 80 million Americans – including 2.3 million Michiganders – are enrolled in Medicaid or the Children’s Health Insurance Program (CHIP). Medicaid is the largest public health insurance program in the United States. It provides funding to states for services at nursing homes, doctors’ offices, and hospitals for low-income elderly adults, children, pregnant women, veterans, and people with disabilities. Medicaid is the single-largest payer of long-term care and provides critical home health and school-based services as well as addiction and mental health services.

The Stabilize Medicaid and CHIP Coverage Act extends twelve months of guaranteed coverage to all individuals enrolled in Medicaid and CHIP.  The legislation would ensure that once enrolled in Medicaid or CHIP, an individual retains their eligibility for 12 months regardless of fluctuations in income. Without this provision, beneficiaries can lose their eligibility for Medicaid because of short-term changes in income (e.g. a seasonal position) when income may briefly exceed 138% of the federal poverty level ($1,800/month for a single person). Guaranteeing a 12-month enrollment period smooths this cliff, ensuring beneficiaries do not lose their coverage until they are reevaluated at the next renewal.

Dingell introduced the legislation as congressional Republicans try to pass their reconciliation bill that would rip health coverage away from 16 million Americans, without doing anything meaningful to address health fraud, which they claim is their goal. The nonpartisan Congressional Budget Office (CBO) has found that virtually all of the health care cuts in the legislation would actually come from families that count on Medicaid losing their coverage or benefits.  If the reconciliation bill passes, it would be the largest cut to American health care in history – all to fund tax breaks that would make the country’s richest people richer.